Trade Finance Infrastructure

Revolutionizing Global Trade with a Programmable Ecosystem

Trade finance is the lifeblood of global commerce — yet it still runs on infrastructure built for a paper world. We're building the integration layer that changes that.

Built for Banks & Fintechs Corporates & SMEs Logistics Networks Settlement Networks

Opportunity

Global trade finance is plagued by structural inefficiencies

Every institution that plays a role has digitized solutions that solve its individual problems. But without common message standards, frameworks, or protocols, the processes continue to be broken — leaving billions in value, and millions of SMEs, locked out.

Regulation, technology, and infrastructure are converging — and that convergence is what makes this the right moment to build.

See our solution
Fragmented Networks
No single integration layer — every institution operates in its own silo with incompatible systems.
Manual Reconciliation
Paper-based workflows persist in a digital age — slow, error-prone, and impossible to audit in real time.
Closed Ecosystems
No common protocols or standards — billions in value locked out, with SMEs bearing the heaviest cost.

Our Solution

A Programmable Digital Trade Platform

Four capabilities, working as one system — making domestic and global trade interoperable, intelligent, and programmable.

API-First Ecosystem Enablement

Seamless interoperability across banks, fintechs, corporates, and logistics networks — connected through a unified, open API layer.

Open APIs Interoperability Real-time

Tokenization & Digital Assets

Programmable trade assets, digital settlement, and blockchain-enabled trust infrastructure — turning trade instruments into programmable value.

Blockchain Digital Settlement DeFi-Ready

Unified Payment Orchestration

Intelligent routing across real-time payment systems, stablecoin rails, and modernized SWIFT infrastructure — one interface for all payment flows.

SWIFT Stablecoins Real-time Rails

Agentic AI Orchestration

Autonomous workflow execution across trade, compliance, and financing processes — AI that acts, not just advises.

AI Agents Compliance Automation

Founders

Built by Trade Finance and Technology Veterans

Sujatha Mohan

Sujatha Mohan

Co-Founder

Sujatha is a digital technology leader and subject matter expert with nearly 35 years of experience, specializing in core banking transformation, payments, and digital platform modernization. As Co-Founder of Wattle, she leads Solution and Product Architecture, building a digital-first trade finance platform that integrates multiple trade corridors using DPI and real-time payments with an API-first strategy, while also driving product-market fit, GTM, and business model design.

Sujatha has been a driving force in India's fintech growth, recognized with the Asian Banker Award, the Women in Fintech Award, and a place among the Top 20 Influential Fintech Leaders. She has led large-scale transformation programs across banks and geographies, including the integration of two major financial institutions, and is a trusted advisor to boards, CXOs, and PE/VC investors on implementation strategy, architecture, and technology due diligence.

Sujatha holds a Wharton alumnus credential from the University of Pennsylvania and sits on the boards of Indostar Capital Finance, Cookie Jar Technologies (FinVU), Varthana Finance, and Wattle Digital Solutions.

Jay Kapadia

Jay Kapadia

Co-Founder

Jay is a banking technology leader with about three decades of experience across domestic and international markets, with deep expertise in product delivery, multi-country implementations, and large-scale technology transformation. As Co-Founder of Wattle, he leads Product and Engineering, rebuilding trade finance infrastructure for a digital-first world — API-led architecture, tokenized documents, and real-time payment rail integrations in place of decades-old paper processes.

Jay has held senior technology leadership roles at major private banks, where he consistently delivered at the intersection of technology, business, and regulation, and played a key role in the technology integration behind two of the largest bank mergers in the Indian banking industry. He also contributes actively to the fintech ecosystem as a mentor and angel investor.

He holds a Chief Technology Officer Programme credential from NUS, a PGDM and CFA from ICFAI, a B.Sc. from MSU, and is PMP and CSTE certified.

Why Now

The right moment to build the infrastructure layer

Regulatory Convergence

New global frameworks for digital trade documents and e-invoicing are creating a policy foundation for interoperable infrastructure.

Technology Readiness

Blockchain, AI agents, and real-time payment rails have matured enough to underpin a production-grade trade finance platform.

Infrastructure Gap

No neutral, open integration layer exists today — creating a clear, defensible opportunity to become the connective tissue of global trade.

Get in Touch

Ready to Build the Future of Trade Finance?

Whether you're a bank, a fintech, a corporate treasury, or a logistics provider — let's talk about how Wattle can connect your stack to the global trade ecosystem.

Contact Us